If you get injured on the job, your first thought may be that you need workers' compensation benefits. It starts with the medical bills, but you also know you'll miss time at work and lose wages as a result. Maybe you worry that you could lose future wages, as well, if the injury prevents you from returning to work.
If you get injured at work, the first thing you're thinking of is medical assistance, not the workers' compensation laws in the state. That's why it is so important to either know those laws in advance or to start researching them as soon as possible. You need to know your rights and your options.
Depending on your line of work, the machines you use may have very different safety features. That said, one of the most common is a Lockout/Tagout system, and you can find it on everything from hydraulic equipment to electrical equipment to pneumatic presses -- and much more. Whether you are new to the industry or very experienced, you really should know what this system does and how it works.
As a painter or a construction worker, you've been told about the risks of falling off of a ladder many times. When you have to work on tall ladders that are over 30 feet, you try to be as careful as you can. When you're working on a roof, you use fall protection equipment. You don't want to get seriously injured.
You do your best to avoid an accident in your workplace, but you never know if you may find yourself in this position. You could be involved in a slip-and-fall accident as you go down the steps. Or maybe you fall from height when climbing a ladder.
Suffering an on-the-job injury can derail your life, as it leaves you facing an uncertain future. In addition to questions and concerns about your health, you'll also wonder about the financial impact.
Even though you have no plans on experiencing an on-the-job injury, it could happen to you at any time. This holds true regardless of your profession and industry, including those fields that are generally thought to be extremely safe.
If you file a claim for workers' compensation benefits, you hope to receive your first payment in the near future. In the event of a denial, it's important to learn more about your legal rights and the type of action you can take.