Suffering an on-the-job injury can derail your life, as it leaves you facing an uncertain future. In addition to questions and concerns about your health, you'll also wonder about the financial impact.
It's possible you could receive a workers' compensation denial letter. If this happens, review the letter from beginning to end to better understand the reason for your denial and the next steps to take.
Here are a few details to focus on:
- The reason for your denial: Knowing this allows you to formulate a plan for filing an appeal with the idea of having the original decision overturned. For example, if your employer states that you were not injured on the job, you may have evidence that proves otherwise.
- The timeline: You only have so long to file an appeal, and you need to keep this in mind as you plan your next step. Waiting too long will result in you losing your right to fight back.
- The process: Sometimes, you can successfully appeal a workers' compensation denial by simply providing the insurance company with additional information. Other times, however, you'll have to go through a complicated appeals process that can result in a hearing before an administrative judge.
You put a lot of time into your job, so you expect to be compensated accordingly in the event of an accident and injury.
If you receive a workers' compensation denial letter, read it carefully and formulate an appeals strategy as soon as possible. This will give you the confidence needed to protect your legal rights and hopefully receive the money you deserve in the future.