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3 mistakes that can derail your workers comp claim

Every day, across all industries, workers suffer injuries on the job because of poor safety regulations and preventable hazards. No matter what causes such an injury, the results can be devastating, and your employer may not always provide the support and guidance you are looking for. If this is the case, you might be wondering whether you are eligible to file a workers' compensation claim with your employer.

According to the State of New Jersey Department of Labor and Workforce Development, workers' comp provides medical benefits and either temporary or permanent benefits to employees afflicted with illnesses and injuries related to their jobs. To make the process smoother, avoid the following three mistakes if you are filing a claim.

1. Waiting to report an injury

One of the most common mistakes injured workers make is waiting to say something about the accident. As soon as you sustain an injury, you should notify your employer and complete any necessary documentation to ensure that management knows what happened. When you wait to report an injury, you do yourself a disservice. Delaying your report will delay your claim.

2. Failing to document important information

In addition to reporting your injury, it is very important to document it as extensively as possible. Too many people make the mistake of neglecting to make note of the time, date and circumstances surrounding the injury. Uncertainty of details can cast doubt on your claim, but thorough documentation can effectively support it. Take photos and keep a journal to support your claim. 

3. Making errors on a claim

Perhaps the most frustrating mistake of all is simply making a clerical error when you are completing the paperwork for your claim. Filing a workers' comp claim is a complex process with many steps to follow, so it makes sense that a person with no legal training may make a small error. The smallest mistake can significantly delay your claim, though, and potentially even disqualify it.

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