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New Jersey Law Blog

Update your beneficiaries when doing estate planning

When doing your estate planning, remember that you have to update that plan periodically. Common times for an update include when you get married, when you get divorced, when you have a child or when someone named in your will passes away.

For instance, maybe you named your parents in your will when you were in college. Fast forward to when you're 45, and you have two kids of your own. Your parents have passed away. Your assets have significantly changed, and you need to make sure they go to your spouse or your kids.

Car hits sleeping man's house, knocking him out of bed

If you thought that you had to be in your car to get involved in a car accident, a recent story out of New Jersey shows that you may want to think again.

A 49-year-old man was pleasantly sleeping in his bed and enjoying a peaceful Saturday morning when a Honda SUV crashed near his house. This was right around 9:30 in the morning on March 16. The impact knocked the man right out of his bed and onto the floor.

When the need for estate planning feels real

Often, the reason that people put off estate planning is simply that they do not feel like they need to do it yet. There's no sense of urgency. They don't want to think about dying, they assume they have years or decades anyway, and so they don't make a will or set up an estate plan. They know they'll need to eventually, but they think of it as something they'll do another day.

This is a huge gamble. The security you feel may not be real. You're taking a risk and putting your family's financial future in jeopardy.

How to treat social media with your workers' comp claim

Every business in New Jersey must have some kind of workers' compensation insurance. It does not matter whether a business is a sole proprietorship, partnership, LLC or corporation, workers can sustain injuries in any environment. The penalty for a business not having this insurance is $5,000 for the first 10 days and an additional $5,000 for every day after that the company fails to get coverage. 

Although most insurance companies view employees' workers' comp claims as legitimate, instances exist where an agency may look further into the matter. The company may believe the employee has faked injuries. One place an insurance representative will turn to is the worker's social media. Therefore, it is vital to limit communication about your injuries through certain channels until the process is complete. 

3 percentages that tell you a lot about texting and driving

Have you ever wondered how texting and driving got to be as problematic as it is these days? It seems like you can see distracted drivers every time you go for a drive. You constantly see stories online and on the news about accidents caused by people who were texting when they should have been watching the road.

To help dig into why this happens and how we got to this point, here are three important percentages to keep in mind:

  • 97 percent of teenage drivers say that they know texting and driving carries an inherent risk and is a dangerous activity. They're aware. They just do it anyway.
  • 43 percent of teens in one survey said that they would still text and drive. This clearly shows that a lot of teens who understand the danger are also willing to ignore that danger. It's also worth considering that some teens may text and drive and just not feel willing to admit it to anyone -- or themselves.
  • 77 percent of the teenage drivers who were asked said that they had been in the car when one of their parents decided to text behind the wheel.

Police issue warning about dangerous intersection

When the authorities decide to make changes to the way a road system works, it can lead to some confusion. On the highway, confusion breeds car accidents, and those can lead to injuries. That appears to be exactly what happened recently in New Jersey, and the police issued a warning about it to the public.

The intersection sits where Barnacle Drive meets Route 72. On Tuesday, February 12, a serious car accident injured two people at that intersection. That news comes from the Stafford Township EMS, though they did not say how serious those injuries really were. They also did not relate the exact cause of the crash. They did say that the two people were taken in for treatment at Southern Ocean Medical Center.

Important details of the probate process

When a person passes away with or without a will, it won't be long before their estate goes through the probate process. While this is common, it doesn't mean that it always goes smoothly.

If you find yourself involved in the probate process, such as if you were named the executor of a will, it's important to have a basic understanding of what to expect. This can help you remain organized while making better decisions along the way.

Do these things when reporting an accident to your employer

You do your best to avoid an accident in your workplace, but you never know if you may find yourself in this position. You could be involved in a slip-and-fall accident as you go down the steps. Or maybe you fall from height when climbing a ladder.

If you're injured in a workplace accident, it's critical to take a few key steps when reporting the details to your employer. Here are four steps to take:

  • Report the accident immediately, even if you don't feel that you have suffered an injury
  • Seek first-aid for your injury, while also calling 911 if you require transportation to a local hospital for follow-up treatment
  • Ask your employer to complete any necessary forms regarding your on-the-job injury
  • Discuss the accident with your doctor, including how it happened, where it happened and what you're currently feeling

How long do you have to file a personal injury claim?

Similar to all other states, New Jersey has a statute of limitations on most cases. This can lead to some complications with legal cases, such as one recent example where student athletes filed personal injury claims well after the state's statute of limitations had expired. 

The reason statutes of limitations exist is to protect defendants. It is to encourage people to file lawsuits quickly. Without these statutes, someone could reasonably delay the proceedings, meaning the defendant could lose essential evidence in that time. Therefore, it is vital for anyone in New Jersey with a personal injury claim to pursue it promptly. 

Can you appeal a workers’ compensation denial? You bet

Suffering an on-the-job injury can derail your life, as it leaves you facing an uncertain future. In addition to questions and concerns about your health, you'll also wonder about the financial impact.

It's possible you could receive a workers' compensation denial letter. If this happens, review the letter from beginning to end to better understand the reason for your denial and the next steps to take.

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