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New Jersey Law Blog

Do you follow these defensive driving tips?

There are people who are aggressive drivers and those who are defensive drivers. As a defensive driver, you're much more likely to avoid trouble on the road like being pulled over for moving violations or getting into accidents with other vehicles.

Here are five defensive driving tips to keep you safer:

  • Put safety above all else. Every decision you make as a driver should be based on your safety. If there's any question about whether you should do something, avoid it. It's better to be safe than sorry.
  • Watch your surroundings. You only have control over your vehicle, but that doesn't mean you can't carefully watch what's happening around you. For example, if a person shows signs of aggressive driving, create more space as to avoid a confrontation.
  • Slow down. This is as simple as knowing the speed limit and following it. Don't get into the habit of driving too fast, even if you're in a hurry.
  • Plan your route in advance. If there's more than one way to reach your destination, take the safest route based on your knowledge.
  • Avoid distractions. Defensive drivers always focus on the road, nothing else. Don't text, eat or drink, smoke or converse too much with passengers.

Use a revocable living trust to avoid probate

When creating an estate plan, it's important to understand the steps your family will face after your death. More specifically, the probate process.

With a will, your estate will go through probate. Not only can this drag out the process of distributing your assets, but it can also cost a good amount of money.

Watch out for these common causes of a car-truck accident

When driving on the highway, you're almost always in close proximity to commercial trucks. Depending on the time of day and location, you may also find this to be true when driving in the city.

There are many common causes of a car-truck accident, all of which you need to be aware of. The knowledge you collect can help you avoid trouble on the road.

  • Inadequate training: There is nothing you can do about this, as some trucking companies don't provide drivers with the training they require.
  • Reckless driving: All forms of reckless driving, ranging from speeding to failure to signal, can cause an accident.
  • Distracted driving: When a driver isn't paying attention to the road, they're more likely to cause an accident.
  • Drowsy driving: If a trucker is too tired to drive, they should move to safety and take a break. If this doesn't happen, there's a greater chance of the person causing a crash.
  • Unrealistic schedule: Some trucking companies set unrealistic schedules, which pushes the driver to speed and/or not get the required amount of rest.

3 mistakes that can derail your workers comp claim

Every day, across all industries, workers suffer injuries on the job because of poor safety regulations and preventable hazards. No matter what causes such an injury, the results can be devastating, and your employer may not always provide the support and guidance you are looking for. If this is the case, you might be wondering whether you are eligible to file a workers' compensation claim with your employer.

According to the State of New Jersey Department of Labor and Workforce Development, workers' comp provides medical benefits and either temporary or permanent benefits to employees afflicted with illnesses and injuries related to their jobs. To make the process smoother, avoid the following three mistakes if you are filing a claim.

Do you know why pedestrian accidents happen?

Knowledge is power when it comes to your safety, and this is definitely the case when you're a pedestrian. The more you know, the easier it is to avoid an accident that results in serious injury or death.

Here are some of the most common causes of pedestrian accidents:

  • Distracted driving, including cellphone use, eating, drinking, smoking and talking to passengers
  • Drowsy driving
  • Speeding, especially through an area that has a high concentration of pedestrians
  • Disobeying traffic signals or signs
  • Failing to yield to pedestrians at crosswalks
  • Disregarding weather conditions, such as rain or snow
  • Disregarding traffic conditions, such as during rush hour
  • Driving under the influence of alcohol, drugs or prescription medication

What happens after a workers’ compensation denial?

If you file a claim for workers' compensation benefits, you hope to receive your first payment in the near future. In the event of a denial, it's important to learn more about your legal rights and the type of action you can take.

There are many reasons for a workers' compensation claim denial, including the following:

  • You did not file the claim in time
  • You did not report the injury to your employer in time
  • Your employer disputes the claim for some reason
  • You have suffered a non-compensable injury
  • You did not receive the appropriate medical care after the injury

Be careful to avoid these car insurance claim mistakes

If you are part of a motor vehicle accident, it won't be long before you're on the phone with your insurance agent. You hope this person takes care of you, but deep down inside, you know that you have to watch everything that happens.

There are many car insurance claim mistakes that can end up costing you both time and money, including the following:

  • Providing a written or recorded statement before you understand your policy
  • Accepting the first estimate of your losses
  • Signing a waiver or release before you know what it's asking for
  • Accepting a check for final payment
  • Letting your insurance company off the hook

Answer these important questions after a car accident

If you are part of a car accident, you can't expect to walk away from the scene and act like nothing happened. Instead, there are many key steps to take, both immediately after the crash and in the near future.

Here are some important questions to answer after a car accident:

  • Are you suffering from any type of injury? Above all else, you need to understand if your health and well-being has been compromised. Any injury, regardless of the extent, requires immediate attention from a medical professional.
  • Are your passengers okay? In addition to yourself, you also need to check on the well-being of your passengers. While you may have escaped uninjured, the same may not be true of your passengers.
  • Do you need to call 911? It's better to be safe than sorry, so it almost always makes sense to call 911 after a car accident.
  • Are you able to collect the necessary information? You should exchange information with the other drivers in the accident, gathering details such as vehicle descriptions, insurance information, license plate number and photos of the damage.
  • When will you contact your insurance company? You don't have to do this immediately after a crash, but you don't want to wait too long. Once your health is stabilized, you can make the call.

5 tips for driving safely in a New Jersey storm

Driving in a storm is never easy, no matter how many severe weather systems you experience in your lifetime. New Jersey is prone to heavy rain, flash floods and strong gusts of wind. As a New Jersey motorist, it is crucial for you to brush up on some thunderstorm safety tips to avoid an accident. 

Even if other drivers are careless or negligent, you can have peace of mind that you are responsible and safe. Here are some essential guidelines for driving during a thunderstorm.

Why avoiding probate can help your family

If you have started thinking about estate planning, you are already taking positive steps to protecting your family’s future after you are gone. Estate planning will help ensure your family is provided for if something should happen to you.

However, estate planning can be complicated and there are many different aspects you need to consider when creating a solid plan. Avoiding probate is one of a few elements you should consider because it can create unnecessary problems for your loved ones.

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